Find the right
credit union for
your finances
Discover credit unions you're eligible to join — compare rates, check eligibility, and make smarter financial decisions.
OUR DIRECTORY AT A GLANCE
"Over 144 million Americans belong to a credit union, but millions more are eligible and don't realize they have access to financial institutions that not only offer lower rates, but return every dollar they earn to their members."
Austin Carroll
CEO, Warrant
of eligible Americans have joined a credit union — but many more qualify than realize it
~80%
Source: CUNA membership research
less in checking fees per year at credit unions vs. traditional banks
~$110
Source: Stango & Zinman panel study (UC-Davis / Dartmouth)
lower loan rates at credit unions vs. banks across auto loans and mortgages
0.10–0.50%
Source: NCUA Q2 2025 Credit Union and Bank Rates
Everything you need to find the right credit union
Take the guesswork out of choosing a credit union — no endless research, no confusion about eligibility. Search, compare, and join in one place.
Pacific Northwest FCU
Portland, OR
Educators Credit Union
Chicago, IL
Community First CU
San Jose, CA
Built-in tools that make the search effortless
No more bouncing between websites. We bring together everything you need to find, evaluate, and join a credit union.
Real people helping real people — that's the credit union difference.
Advanced Search & Filters
Filter by location, employer, military status, student eligibility, products, and services. Find exactly what you need.
AI Matchmaker
Tell us about yourself — where you live, work, or serve — and our AI will match you with credit unions you're eligible to join.
Eligibility Verification
Instant eligibility checks across geographic, employer, educational, military, and community-based membership requirements.
Why credit unions
Designed for people,
not shareholders
Credit unions exist to serve their members. Every dollar earned goes back to you through better rates, fewer fees, and real community impact.
Member ownership
You're not a customer — you're an owner. Every member gets a vote and a voice in how the institution is run.
Lower fees, not just better rates
Credit unions return value through lower fees and better loan rates. The real savings come from fewer and lower fees across the board.
Lower loan rates
Credit union members benefit from consistently lower interest rates on auto loans, mortgages, and personal loans.
Community impact
Credit unions reinvest profits locally, supporting financial education, small businesses, and community programs.
Built on trust
Deposits federally insured up to $250,000 by the NCUA.* The same protection as banks, with a people-first mission.
NCUA Insured*
Your deposits are federally insured up to $250,000 — the same level of protection as FDIC-insured banks.*
$250K
Federal insurance per depositor
Ready to find your
credit union?
Join millions who've discovered better rates, lower fees, and community-first banking.
NCUA Insured*
Up to $250K
Instant Matching
AI-powered
Member Owned
Not-for-profit
Nationwide
50 states
*While most U.S. credit unions are federally insured by the NCUA (up to $250,000), some state-chartered credit unions are privately insured or uninsured.